Bajaj Finance Q4 Results Preview: In its upcoming meeting on April 29, the Bajaj Finance board is all set to review and approve key proposals, including a Special (Interim) Dividend for FY25, a stock split, and a bonus share issue.
Bajaj Finance Q4 Results Preview: What’s Cooking Ahead of April 29?
Big day tomorrow for investors! Bajaj Finance Q4 results preview suggests the NBFC giant is set to roll out some pretty exciting numbers — and maybe even some sweet rewards like a special dividend, stock split, and bonus shares. Ahead of its Q4 earnings release on April 29, 2025, Bajaj Finance stock took a slight dip, falling 1.18% to ₹9,003.60 on the BSE, sparking investor curiosity even more.
Adding more fuel to the fire, Bajaj Finance’s board plans to review proposals for a Special Interim Dividend for FY25, a stock split, and bonus share issuance. Excited? You should be!
Solid Earnings Expected: Bajaj Finance Q4 Results 2025 Highlights
If early estimates are anything to go by, the Bajaj Finance Q4 results preview points to another blockbuster quarter. Analysts project net profit to jump 18.1% YoY to ₹4,518 crore, up from ₹3,825 crore last year.
- Net Interest Income (NII): Expected to surge 23% YoY to ₹9,814 crore, thanks to healthy loan book growth.
- AUM (Assets Under Management): Growth of 26% YoY and 5% sequentially.
- Margins: Might contract slightly by 5 bps due to rising funding costs and intense market competition.
- Credit Costs: Expected to decline 5 bps QoQ, which is a good sign for asset quality.
Axis Securities and Motilal Oswal Financial Services (MOFSL) have both flagged these trends, setting expectations sky-high for the Bajaj Finance Q4 results preview.
Bajaj Finance Dividend: Special Interim Payout on the Cards?
According to official company announcements, the board will consider declaring a Special Interim Dividend for FY25 along with the Bajaj Finance Q4 results preview. If greenlighted, this could be a sweetener for loyal investors who’ve stuck around during the market’s ups and downs.
Historically, Bajaj Finance has been generous with its dividends, and considering their solid performance this quarter, a special dividend looks highly probable. [Source: Moneycontrol]
Bajaj Finance Stock Split: More Shares for the Same Pie?
Another hot topic: the Bajaj Finance stock split. The board will consider a proposal to split the existing equity shares (face value ₹2 each) into smaller denominations, making the stock more affordable for retail investors.
A stock split often stokes increased liquidity and makes shares more accessible. Following a split, share prices tend to rise as more people are able to buy in. Watch out for this key announcement alongside the Bajaj Finance Q4 results preview. [Source: Economic Times]
Bajaj Finance Bonus Share Issue: Extra Rewards Incoming?
Hold tight because the board is also weighing in on issuing bonus shares — a move that reflects Bajaj Finance’s strong confidence in future growth. Bonus shares dilute earnings per share slightly but reward shareholders with additional equity at no extra cost.
If the Bajaj Finance Q4 results preview turns out to be as bullish as expected, this bonus share move will only boost investor morale further. [Source: Financial Express]
Should You Buy Bajaj Finance Stock Before Q4 Results?
Let’s break it down:
- Year-to-Date (YTD): Stock up by 21%
- One-Year Return: Up 30%
- Five-Year Return: A massive 113%!
According to MOFSL, Bajaj Finance is rated ‘Neutral’ with a target price of ₹9,000. From a technical standpoint, Bajaj Finance just finished a bullish “cup and handle” breakout pattern, suggesting a long-term upside target of ₹12,000. Short-term dips could be good buying opportunities, but be cautious. [Source: Mint]
Pros of Investing Post Bajaj Finance Q4 Results:
- Expected strong earnings beat.
- Likely Special Interim Dividend.
- Stock split and bonus shares could enhance liquidity.
- Long-term bullish technical setup.
Cons to Watch Out For:
- Slight margin pressure due to rising funding costs.
- Potential short-term volatility after announcement.
- Valuations could stay pricey, limiting near-term upside.
Potential Market Impact: Short-Term and Long-Term
Short-Term: Expect high volatility post-Q4 results, with share price movements tied to announcements about dividend, stock split, and bonus issue.
Long-Term: Healthy fundamentals, expanding AUM, lower credit costs, and liquidity-boosting measures (split/bonus) make Bajaj Finance a strong long-term bet, especially if the net interest margin stabilizes.
Sectors Affected:
- NBFCs may get a positive rub-off.
- Banking and Financial Services ETFs might adjust holdings.
- Retail Investors could swarm the stock post-split announcement.
Opportunities: Buying during any knee-jerk corrections post-result could be rewarding.
Risks: Watch margin trends and management commentary on future growth, as market expectations are sky-high.
Summary of Latest 4 News on Market Trends:
- US Fed expected to hold rates steady this week – All eyes on Jerome Powell as rate decisions loom, affecting global liquidity. [Source: CNBC]
- India’s April consumer confidence improves – Better job prospects and stable inflation boost optimism. [Source: Mint]
Final Word: Bajaj Finance Q4 Results Preview Could Be a Game-Changer
The Bajaj Finance Q4 results preview is packed with potential market-moving updates. Whether it’s a juicy special dividend, an investor-friendly stock split, or a rewarding bonus issue, April 29 could set the tone for Bajaj Finance’s 2025-26 journey. For investors willing to stomach some short-term volatility, Bajaj Finance remains a strong candidate for long-term wealth creation.
News Sources: Mint | Moneycontrol |